_edited.jpg)
Who We Are & What We Do
At MMCoverage.com, we understand that navigating the world of insurance can be daunting. That's why Melinda Murphy, a seasoned and licensed life and health insurance agent, founded this platform – to bring clarity and personalized support directly to you. We're not just about policies; we're about building lasting relationships and empowering you to make informed decisions that secure your future and well-being. We offer free personalized service, starting with a dedicated consultation to understand your unique needs, preferences, and budget. Whether you're exploring cost-effective ACA health insurance plans, including those with potential $0 monthly premiums, or seeking guidance on Medicare or life insurance, we connect you with top insurance carriers to find the perfect fit.
​
Our commitment extends beyond initial enrollment. We provide ongoing support throughout the entire ACA process, assisting with applications, explaining plan options, and ensuring you understand eligibility criteria and required documentation. Even after enrollment, we're here to answer your questions and help with any changes or updates to your plan. Additionally, we offer expert Special Enrollment Period (SEP) guidance, helping you navigate life events like marriage, divorce, job loss, or the birth of a child, ensuring you don't miss crucial enrollment deadlines. At MMCoverage.com, we're dedicated to simplifying insurance and providing you with the peace of mind you deserve.
Values
INTEGRITY
​We operate with unwavering honesty and transparency. We prioritize ethical conduct in all our interactions, ensuring our clients receive trustworthy advice and reliable service. We build relationships on a foundation of trust, always acting in our clients' best interests.
CLIENT CENTRICITY
​Our clients' needs are at the heart of everything we do. We listen attentively, understand their unique circumstances, and tailor our solutions accordingly. We are committed to providing personalized service and building long-term relationships based on mutual respect and understanding.
EXPERTISE & EDUCATION
We are committed to continuous learning and maintaining a deep understanding of the ever-evolving insurance landscape. We provide clear, concise explanations of complex insurance concepts, empowering our clients to make informed decisions. We are dedicated to delivering expert guidance and staying up-to-date on industry best practices.
RELIABILITY & RESPONSIVENESS
We are dependable and accessible, providing prompt and efficient service. We respond to inquiries in a timely manner and are always available to address our clients' concerns. We strive to be a reliable partner, offering consistent support throughout the insurance process and beyond
EMPATHY & COMPASSION
We approach our work with empathy and understanding, recognizing the sensitive nature of insurance decisions. We are committed to providing compassionate support during challenging times, offering guidance and reassurance to our clients. We strive to create a supportive and caring environment where clients feel valued and understood.